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Spending blue print focuses on fiscal discipline, creating strong, sustainable, inclusive communities and quality affordable homes.

Default notices in states with a non-judicial foreclosure process (NOD) increased less than one percent from the previous month but were down 8 percent from January 2010.

Mortgage brokers must meet new federal SAFE Act requirements that include licensing with the federal Nationwide Mortgage Licensing System (NMLS) by the end of the year and completing education and testing requirements. 

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